Homeowners Insurance
for Buffalo, Cheektowaga, Tonawanda, NY & the Surrounding Areas
In Buffalo, Cheektowaga, Tonawanda, NY, and the rest of New York State, having home insurance is not mandatory. However, in some cases it is required. It is up to the owner of the house to purchase a policy that best meets their needs. When you have a mortgage on your home, the bank invests in your property. These banks will make sure you are carrying the proper homeowners insurance while they are still linked to the title. After you pay off your mortgage, however, you can go without home insurance if you so desire.
This can be risky. If something unexpected happens to your home, for instance a fire, theft, damage from storms, you will have to pay for anything related out of your own pocket. In the care of a fire, you could be at a total loss. Without home insurance, you will have to replace everything on your own. If you are insured, and you are not at fault for the fire, then you will receive money to rebuild your life. On top of home insurance, we also provide
casualty property insurance and
liability home insurance to protect you in the event someone gets injured on your property.
Contact us today to begin discussing your homeowners insurance plan with one of our insurance agents and request a quote!
Why Do You Need Home Insurance?

Comprehensive Home Insurance Options



